Youth Banks on all levels will have institutionally fixed but personally ever-changing ownership structure. YB stakeholders are Youth and youth-related institutions and organizations, not persons. Therefore it is not possible to develop short-term personal profits through youth banking systems - projected as a "life-school for life-economics", Youth Bank is projected to be a financial institution only in a restricted meaning, because with its educational, norms and standard-setting and other activities it is an ideal business-introduction to the "life-production" economy (LPE) of tomorrow. With its "financial mobility & flexibility" e-banking concept, Youth Banks will represent real "economy-launchers" for many slowed-down economies and societies.

Youth Banking can develop only in the socio-economic environment prepared for emerging of a new form of Civil Capital (CC). Civil Capital can emerge only in the socio-economic environment where a sustained synergitic merge of state, private and civil assets are possible (CQF - Capital Quantum Fusion).
Civil Capital, based upon CQF, is the highest known form of capital development because it goes beyond restricted economic growth, into the full socio-economic Sustainable participatory Development for all those who actively participate in the SD process. This form of capital development does not confuse privacy rights with private ownership, because here common goods cannot be used for private purposes (on largler scale, common development cannot be put in the function of private developement but vice versa). Sustainable development is here the fundament of any private property as such and therefore Civil Capital is the key vehicle of Decent participatory SD.
Youth Bank will operate as a public civil financial institution managed, owned and governed by Youth experts, but related to all other segments of socio-economic development as a whole.

WYB Mission: As an umbrella banking & financial institution of Global Youth, WYB is dedicated to Full Youth Employment, Youth employability and employment creation, Youth entrepreneurship and creation of equal opportunities for young women and young men (already known as UN "4E" Standard) and other youth-empowerment programs, which entails intensive investing in education and training.
WYB is projected to be a road-map for the implementation of UN WPAY as well as of the joint UN-ILO-WB Youth Employment Network, as an follow-up to the UN Millennium Summit and High-level Panel on Youth Employment Recommendations (ref. A/54/422), as well as to other referral or obligatory international and national programs and Action Plans related to empowerment of Youth and Youth Employment.

Objectives: full youth employment and optimal deployment of all socio-economic resources in order to empower Decent and Responsible Sustainable Development for all.

Activities: general Youth capacity-building as a fundament for broader socio-economic development of human society as a whole, with special accents put on the development of Knowledge Society, Information Economy and Participatory Democracy; preparing Youth for ICT and e-Business practices; creating of a just and decent socio-economic pretext for Youth: